by Lina Martinez


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The greatest challenge when looking to make an extra income is that most people are conditioned to work hard for their money by trading their most precious resource of all... time! 

In reality, whether you stack shelves in a supermarket or perform open heart surgery – most people are swapping their time for money and there’s an intrinsic limit to how many hours you can work in a day, and how much you can charge for each unit of time.  Of course, an open heart surgeon is able to charge a lot more for their time than someone stacking shelves but both are restricted in the same way and are stuck on a financial treadmill known as the rat race.

As stated above, the amount you are able to trade for your time is contingent on the value you provide; an attorney will charge more for an hour of their time than a janitor because the service they provide has a higher perceived value; meaning they are creating more value in terms of the tangible output they are delivering.

The challenge, however, even if you are a highly paid attorney, is that you are stuck on a financial treadmill; there are only so many hours in the week that you can trade your time for money, there’s a ceiling that people are willing to pay, and if you stop walking on that financial treadmill of trading time for money you stop making money all together.

The wealthy understand the power of leveraging assets and having their money work hard for them rather than them working hard for money.  Here are three simple ways you can have your money do the hard work so you can enjoy a life of financial freedom with much more time to enjoy doing the things you want to do rather than have to do:


No doubt you’ll have heard of the boom in the value of cryptocurrency, in the sense that if you had invested just a few years ago you would have quadrupled your initial investment.  Indeed, many people are kicking themselves for not getting to grips with a platform like Obanc and investing a few years back.

Whilst there’s a risk the value of cryptocurrency can come crashing down as well as shooting up, investing in currency that is likely to appreciate in value over time is a great strategy to have your money work for you.


There’s a number of online stock market trading courses you can take to get your head around the logistics, but in reality, it’s reasonably simple and there are some low risk strategies to protect your downside.


To find a decent high interest bank account you might have to look abroad, nowadays, as there are some countries such as Turkey and India that will pay up to 20% interest in; which is a particularly strong yield given the fact the money invested is not at risk of being lost.