In a few years, you'll be hitting 30. To prepare for this turning point in your life, you decide to create a to-do list outlining goals that should be smashed before you turn 30. However, halfway into writing this list, you stop. It seems you are missing something, but you cannot just figure out what it is.
Why don’t we help you out?
Below, we have highlighted a few important things you should add to your list. These things are designed to prepare you for that life-affirming milestone while ensuring that you get the best out of life.
1. Learn a new skill
Those with an array of skill sets certainly have the edge over those who don't. Considering this, it makes sense to register for an online course and either hone an existing skill or develop a new one. Before you get to 30, you want to be well-grounded in at least two skills.
2. Travel solo
Consider traveling solo before you hit that 30 years milestone. It is one of the most satisfying and thrilling things to do. Traveling solo gives you more freedom and helps you move out of your comfort zone. And most importantly, traveling alone allows you to socialize and meet new people.
Thus, if you consider a trip to the majestic Grand Canyon with your clans or companion, ensure you ditch the plan and consider traveling solo. In the end, you'll be glad you did.
3. Start saving for retirement.
Yes! You heard that right. The earlier you start earmarking money for your retirement, the better for you. You can consider opening an IRA to build your nest egg. Alternatively, you can leverage a crash proof retirement plan to save for retirement while protecting your funds from unpleasant inflation. Regardless of the method you embrace, ensure you begin keeping aside some cash for retirement. The earlier, the better.
4. Get private health insurance.
Getting health insurance shouldn’t be one of those things you ignore or procrastinate. According to financial experts, buying health insurance before you clock 30 is a good move. Rather than defy the advice of these experts and probably suffer the consequences later, why don't you research the best private health insurance and get one that suits your needs and budget?
5. Pay off your debt
Are you deep in debt? If yes, make it a priority to pay off all that you owe, or cut it down if paying it off within a short space of time seems impossible. You can leverage debt repayment plans or consider debt consolidation to settle what you owe. Furthermore, to ensure that you don't incur more debt, ensure you watch your spending. Use your credit card only when you should.
Conclusion
The age of 30 is a significant milestone in one's life. Thus, before approaching this age, it makes sense to put some plans in place. The plans you make will determine how your 30s will turn out to be. So, ensure you sit down, imagine how you want your 30s to be, and create goals that mirror your desires.
