The Best Ways to Be Mortgage-Ready

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The Best Ways to Be Mortgage-Ready

Owning your own home is one of the best investments anybody could ever make. But there is so much at stake, especially in the run-up to getting a mortgage. The preparation process is potentially long-winded, stressful, and financially taxing.

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First Steps If You Are In Serious Financial Trouble

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First Steps If You Are In Serious Financial Trouble

Unfortunately, many of us are going to experience being in financial difficulty at some point or another in our lives. When this happens, it’s vital to know what the best approach is for you to take, as that is going to make a huge difference to how you can approach the whole situation.

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How to Take Control of Your Investment Strategy

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How to Take Control of Your Investment Strategy

It is your duty as the captain at the helm of your financial voyage to plot a route that steers your resources in the direction of the objectives you seek. Investments are a potent tool that can speed up this process, but without a solid plan, you risk becoming lost in the enormous financial market sea.

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Making Extra Cash In The Home

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Making Extra Cash In The Home

It is estimated that many of us are sitting on at least $1,300 or more of things that we don’t need or want in the home. Often these items are tucked away and rarely see the light of day. And in a true out-of-sight-out-of-mind way, we don’t think about them at all. 

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What to Do If You are Injured on the Job

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What to Do If You are Injured on the Job

Sometimes despite your best efforts, you might end up becoming injured on the job. When you are injured on the job, it can be scary. In addition, to worry about how you will take care of yourself you may be worried about losing wages. 

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The Benefits of Energy Conservation at Home: Why You Should Care

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The Benefits of Energy Conservation at Home: Why You Should Care

In the current global environment, energy conservation is crucial and cannot be emphasized enough. The globe is gradually moving towards sustainable practices as a result of rising energy demands and diminishing natural resources. In this setting, conserving energy at home has become essential to upholding one's environmental responsibility.

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Flipping Houses: How To Get Going

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Flipping Houses: How To Get Going

Flipping houses has become somewhat of a popular money-making scheme in recent years, Thanks in part to the rise of reality tv shows showing the more glamorous side of home renovations and parties due to more people turning to alternative methods of generating additional income streams.

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Mastering the Art of Credit Card Management: Tips for Staying Debt-Free

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Mastering the Art of Credit Card Management: Tips for Staying Debt-Free

Credit cards can be a valuable financial tool if managed properly. They allow you to make purchases without paying out of pocket, earn rewards for your spending, and establish a good credit rating. Yet, they can also be double-edged swords—if not used responsibly, you’ll probably be in a mountain of debt for not practicing good credit card management. 

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Oprah: A True Rags To Riches Story

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Oprah: A True Rags To Riches Story

Oprah was born into poverty in rural Mississippi in 1954 and grew up in extreme hardship. Her family was so poor that they often had to wear potato sacks as clothes, and Oprah was raised by her grandmother, who taught her to read at an early age and emphasized the importance of education.

By Sharon Jones

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Is Cash Obsolete?

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Is Cash Obsolete?

Cash is not yet obsolete, but it is becoming less common in many countries as electronic payment methods become more prevalent. While cash is still widely used in some parts of the world, particularly in developing countries, it is being replaced by credit and debit cards, mobile payments, and other forms of digital currency in many developed countries.

By Brian McKay

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What Is Quantitative Easing?

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What Is Quantitative Easing?

Quantitative easing (QE) is a monetary policy in which a central bank, such as the Federal Reserve in the United States, buys government bonds or other financial assets from commercial banks and other financial institutions in an effort to stimulate economic growth and increase the money supply.

By Brian McKay

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What Is The Rule Of 72?

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What Is The Rule Of 72?

The rule of 72 is a mathematical shortcut used to estimate the time it takes for an investment to double in value at a given interest rate. It is not clear who exactly invented this rule, as it has been used by people in finance and investment for many years.

By Sharon Jones

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